Regulatory Statements
'Gardner Financial Services is a trading name of GFS(Moray) Ltd which is authorised and regulated by the Financial Conduct Authority.'
The guidance and / or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.
To visit the FCA consumer website - The Money Advice Service - please click here
To verify our status with the FCA, click here and key in our FCA number: 432976

Gardner Financial Services

Telephone: 01309 675757


Whether you are a first time buyer, moving home, looking to remortgage or a buy to let investor, Gardner Financial Services could help you find the right mortgage product for your needs.

Gardner Financial Services

First Time Buyer Mortgages

If you are a first time buyer, finding the most competitive and appropriate first mortgage requires considerable time and effort.

Gardner Financial Services

Buy To Let Mortgages

With the recent increase in demand for rented property, more and more people are investing in property with buy to let mortgages.

Gardner Financial Services

Home Mover Mortgages

Moving home can be a stressful experience - not least when trying to find and arrange the right mortgage for your needs.

Gardner Financial Services


Remortgaging is a good way to escape high and/or increasing variable rates and is a good way to save money or borrow additional funds.